Does Boat Insurance Cover Water Skis?

Like yachts and other types of boats, water skis need to be protected from theft, liability, and other issues that these valuable assets face on and off the water. If you don’t have coverage for your water skis yet, or you’re thinking of purchasing water skis and want to explore your options for coverage before you buy them, you might wonder what type of insurance is appropriate for protecting them. Although every insurance policy is different, our team at Pikes Peak Insurance Agency in Falcon, CO, can offer some general information about whether it is possible to cover water skis with watercraft insurance in this article. If you want to know for sure if our watercraft insurance policies cover your water vehicle, we invite you to call our office or visit us.

Understanding Boat Insurance

The term "boat insurance" can be a bit of a misnomer because it implies that it only covers boats. Sometimes, boat insurance is also called "watercraft insurance," which is much more inclusive and reflective of the kinds of vehicles this type of coverage protects. Watercraft insurance can cover boats such as yachts and motorboats, but it can also cover other water vehicles that don’t seem like boats on the surface.

Does Boat Insurance Cover Water Skis?

While every policy differs, some watercraft insurance policies might cover vehicles like water skis. To find out what type of insurance is appropriate to protect your specific valuable assets, it’s best to have a conversation with one of our agents. Without knowing exactly what kind of vehicle you have, we won’t be able to recommend the perfect policy for you.

Contact Us

For more information on what our policies cover, contact Pikes Peak Insurance Agency in Falcon, CO, today!