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Pikes Peak Insurance Agency

7495 McLaughlin Rd, Ste. 221,
Falcon, CO 80831

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What auto insurance coverage is required in Colorado

Driving is a privilege that, as Americans, we take for granted. If you live anywhere, but in a large city, you probably have limited public transportation access, making your own vehicle necessary. With a vehicle come requirements such as upkeep and state-mandated insurance coverage. Pikes Peak Insurance Agency in CO is locally owned and operated and has been serving this area of Colorado for 15 years.

Colorado requires you to carry liability insurance. Liability protects the other driver in an accident where you are the at-fault driver. Liability insurance helps to pay for the medical bills of someone injured, but it also allows payment for a pain and suffering suit and damage to personal property. The dollar amount of insurance residents must carry $25,000 for the injures of one person with up to $50,000 for any single accident with multiple injuries and $15,000 for the property damaged.

This is fundamental coverage, as anyone who has been to an emergency room can tell you, especially if a legal case is filed against you. The property limit is also not enough to replace a new car. While you may not need to have more coverage legally, you may very well want to add additional coverage to protect yourself.

If you are leasing a vehicle or have a car loan, you will need to have additional insurance required by the lessor or lender. They need to protect your vehicle, which they have a vested interest in.

When you are looking for an independent insurance agent who will be there for you today and when you need to file a claim, Pikes Peak Insurance Agency in CO is the one to consider. Please stop into our office or give us a call to get a no-obligation quote.

3 Ways to Keep Your Business Secure from Internet Scams

The agents of Pikes Peak Insurance Agency offer Colorado business owners commercial insurance policies designed to protect every aspect of their livelihood. Internet scams are just one of the many ways businesses are targeted. There are several things you can do to secure your business and minimize your risk of financial loss. 

Two-factor Authentication

Two-factor authentication takes using a traditional password a step further. In addition to a password, the second form of authentication is required, normally in the form of a fingerprint or a code sent to your email or smartphone. Both are unique to the user and are often changed frequently to prevent others from using them. Keycards and security questions are also used, depending on the level of security desired.

Maintain a Secure WiFi Network

Maintaining a secure WiFi network is also essential. Protect your network with a unique password that is only available to your staff. It’s also a good idea to purchase a reputable anti-virus program to keep malware and spyware at bay. A secure network protects not only your business but also your employees as well.

Avoid Opening Suspicious Emails or Attachments

One of the easiest ways for a hacker or scammer to get into your system is through the use of attachments sent in emails and text messages. If you don’t recognize the sender or understand what is being offered in the content, do not open the attachment. If there are any questions concerning emails, it is often a good idea to leave them unopened.

Colorado business owners can rely on Pikes Peak Insurance Agency agents to assist them in keeping their company’s secured and protected from internet scams. Call the office at your earliest convenience to find out different ways you can keep your business out of the crosshairs of hackers and scammers. 

3 Ways to Prevent Slip and Fall Accidents in Your Home

Slip and fall accidents are preventable around the home. Taking the time to go through your home and make a few minor adjustments is the best way to keep your family members safe. The agents of Pikes Peak Insurance Agency serve Colorado residents by offering them ideas and suggestions on how to keep their homes as secure as possible.

Widen Walkways

Widen walkways by moving furniture farther apart. Having ample room to walk without running into a table leg or the arm of a chair means less risk of being thrown off balance. Wider walkways also make it easier for someone who must use a cane, walker, or wheelchair to navigate their way through their home.

Eliminate Throw Rugs and Extension Cords

Throw rugs and extension cords are common culprits when it comes to slip and fall accidents. Throw rugs can bunch up, and extension cords are easily get caught on toes as you walk by. Both can be extremely dangerous and result in major injuries if left unattended.

Wipe Up Spills Immediately

Spilling water or other liquids on your floor can lead to disaster. Even small spots of water can lead to a slip and fall accident. Wipe up spills as soon as they occur and if you have mopped the floor, make sure to block access to it until it has dried thoroughly.

In Colorado, the agents of Pikes Peak Insurance Agency are always available to help their clients discover new ways to protect their home and family from accidents around the house. The advice they offer is meant to help keep homes safe and secure. If you would like to learn more about avoiding slip and fall accidents, call the office and schedule an appointment with an agent. We have many of the answers you need to keep your home and family safe.